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Corporate Group Health
Corporate Group Health
Preferred Provider Organization (PPO)
Offers a network of healthcare providers with discounted rates.
Allows members to see out-of-network providers at a higher cost.
Health Maintenance Organization (HMO)
Requires members to select a primary care physician (PCP) and obtain referrals to see specialists.
Generally, there's no coverage for out-of-network care except in emergencies.
Point of Service (POS)
Members choose a primary care physician but can see out-of-network providers at a higher cost without a referral.
Like an HMO with some out-of-network coverage
Small Business Health
Small Business Health
Small Business Health Options Program (SHOP)
Offers small businesses access to group health insurance plans.
Provides potential tax credits for eligible employers.
Association Health Plans (AHPs)
Allow small businesses to band together to access health insurance as a larger group.
May offer more competitive rates and benefits.
Self-Employed Health
Self-Employed Health
High Deductible Health Plan (HDHP)
Offers lower premiums and a higher deductible.
Often paired with Health Savings Accounts (HSAs) for tax benefits.
Short-Term Health Insurance
Provides coverage for a limited period, usually less than a year.
Typically offers less comprehensive coverage but can be affordable.
ACA Marketplace Plans
Offered through the Health Insurance Marketplace established by the Affordable Care Act.
Provides options for self-employed individuals to purchase health insurance with potential subsidies based on income.
Waiter, Waitress, Bar Tender Health
Waiter, Waitress, Bar Tender Health
ACA Marketplace Plans
Offered through the Health Insurance Marketplace established by the Affordable Care Act.
Provides options for individuals to purchase health insurance with potential subsidies based on income.
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